
RURAL FINANCIAL COUNSELLING SERVICE
The Rural Financial Counselling Service (RFCS) Southern Queensland provides free, impartial and confidential planning and support services to primary producers and farm businesses who are:
- experiencing or at risk of financial hardship
- located in the Southern Queensland area.
The primary role of the service is to support eligible primary producers and farm businesses to:
- address immediate financial/cashflow challenges
- improve business profitability or help undertake business restructuring activities, and
- improve longer-term financial well-being and business resilience.
If you’ve been affected by flooding, visit Helping primary producers recover from flooding.
HOW WE CAN HELP
Our local rural specialists can come to your farm or rural business and help you:
- understand your financial situation, including any underlying problems
- identify your immediate financial options and discuss longer-term goals to improve your financial position
- assist you to navigate through formal or informal Farm Business Debt Mediation processes
- assist you to apply for government programs and financial assistance that will support your return to self-sufficiency
- assist you to apply for the Farm Household Allowance
- represent you, and advocate for your rights and needs, in negotiations with financiers and creditors
- assist you to prepare for meetings with professionals
- refer you to appropriate professional advice and support options when required
- develop your financial skills, knowledge, and confidence
- improve your decision making, ensuring that you continue to make the decisions relating to your business
- work with you to develop business plans and strategies suitable for your enterprise and support and monitor the implementation of these strategies.
Our team of qualified rural specialists provide discreet support when challenges arise. By engaging with us early, such as when cash flow first starts to get tight, we can help you get the best results. However, we can also help you at later stages of your business journey. For further information, or for a confidential introductory chat, please contact your local Rural Financial Counsellor below.
OUR RURAL TEAM
Our Rural Financial Counsellors are located throughout the Southern Queensland area:

JOHN LACEY
CENTRAL QUEENSLAND
Supporting Rockhampton, Livingstone and surrounding areas
Rockhampton office
0429 894 474
john.lacey@rfcssq.org.au

HANNAH VICARY
CENTRAL QUEENSLAND
Supporting Central Highlands and surrounding areas
Emerald office
0447 789 109
hannah.vicary@rfcssq.org.au

BRONWYN SCHULTZ
CENTRAL QUEENSLAND
Supporting Banana and surrounding areas
Biloela office
0448 124 016
bronwyn.schultz@rfcssq.org.au

KATH CLARKE
CENTRAL QUEENSLAND & WIDE BAY / BURNETT
Supporting Gladstone, Bundaberg and surrounding areas
Bundaberg office
0439 067 944
kath.clarke@rfcssq.org.au

KIM CORFIELD
WIDE BAY / BURNETT
Supporting North Burnett, Wide Bay and surrounding areas
Biggenden office
0427 296 848
kim.corfield@rfcssq.org.au

ANN BOYLE
WIDE BAY / BURNETT
Supporting South Burnett and surrounding areas
Kingaroy office
0448 999 742
ann.boyle@rfcssq.org.au

CRAIG HILTON
WIDE BAY / BURNETT
Supporting Fraser Coast, Bundaberg, Gympie and surrounding areas
Hervey Bay office
0429 186 897
craig.hilton@rfcssq.org.au

DERK ABBERFIELD
WIDE BAY / BURNETT & SOUTH EAST QUEENSLAND
Supporting Gympie, Fraser Coast and Sunshine Coast areas
Gympie office
0428 755 708
derk.abberfield@rfcssq.org.au

VICKI FRANKLIN
SOUTH EAST QUEENSLAND
Supporting Ipswich, Lockyer Valley, Scenic Rim, Somerset and surrounding areas
Gatton office
0447 667 812
vicki.franklin@rfcssq.org.au

MICHEAL FAGG
SOUTH EAST QUEENSLAND & DARLING DOWNS
Supporting Southern Downs, Toowoomba, Scenic Rim and surrounding areas
Warwick office
0419 732 591
micheal.fagg@rfcssq.org.au

LEWES GOLDEN
DARLING DOWNS
Supporting Toowoomba and surrounding areas
Toowoomba office
0447 764 483
lewes.golden@rfcssq.org.au

JEN TURNER
DARLING DOWNS
Supporting Toowoomba and surrounding areas
Toowoomba office
0428 978 951
jen.turner@rfcssq.org.au

HILARY WEEDON
DARLING DOWNS
Supporting Western Downs and surrounding areas
Chinchilla office
0491 259 861
hilary.weedon@rfcssq.org.au

NICOLE GAMACK
DARLING DOWNS / SOUTH WEST QUEENSLAND
Supporting Goondiwindi, Balonne and surrounding areas
Goondiwindi office
0447 760 743
nicole.gamack@rfcssq.org.au

NATHAN WICHLACZ
SOUTH WEST QUEENSLAND
Supporting Maranoa and surrounding areas
Roma office
0428 341 397
nathan.wichlacz@rfcssq.org.au

ANGIE BOWDEN
SOUTH WEST QUEENSLAND
Supporting Bulloo, Murweh, Paroo, Quilpie and Blackall-Tambo areas
Charleville office
0419 737 443
angie.bowden@rfcssq.org.au
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