Small Business Financial Counselling Service

Find out what planning and support services we can offer your business

SMALL BUSINESS FINANCIAL COUNSELLING SERVICE

The Small Business Financial Counselling Service (SBFCS) Southern Queensland provides free, impartial and confidential planning and support services to businesses located in the Southern Queensland area.

Different support is available to businesses depending on their location:

If you’ve been affected by flooding, visit Helping small businesses recover from flooding.

RURAL AND REGIONAL QUEENSLAND

Free, impartial and confidential planning and support services are available to small businesses who:

  • have been impacted by drought, COVID-19 or bushfires
  • are experiencing or at risk of financial hardship
  • are located in Rural and Regional Queensland.

The focus of this service is to empower small businesses to engage in strategic business and financial decision-making that encourages improvements in their financial situation. Support may be provided on either an ongoing basis or to access other Government programs or assistance as required.

HOW WE CAN HELP

Our local small business specialists can come to your business and help you:

  • improve your understanding of your business’s financial position
  • analyse the benefits and drawbacks of different options to manage financial issues
  • develop budgets and cashflow forecasts
  • assist you with creditor negotiations
  • access dispute resolution services
  • understand your rights and accessing broader professional advice and support, and access government and community grants, programs and assistance schemes.

Our team of qualified Small Business specialists provide discreet support when challenges arise. By engaging with us early, such as when cash flow first starts to get tight, we can help you get the best results. However, we can also help you at later stages of your business journey. For further information, or for a confidential introductory chat, please contact your local Small Business Financial Counsellor.

METROPOLITAN BRISBANE, GOLD COAST, SUNSHINE COAST, HERVEY BAY, YEPPOON AND SURROUNDING AREAS

Free, impartial and confidential planning and support services are available to businesses who are:

  • experiencing or at risk of financial hardship as a result of COVID-19
  • located in metropolitan Brisbane or the coastal tourism hubs.

The focus of this service is to provide support in a coaching or mentoring capacity via the completion of a risk assessment to assess the current and future sustainability of the enterprise.

HOW WE CAN HELP

Our local small business specialists can come to your business and help you:

  • complete a financial analysis consisting of an annual cashflow budget/s, statement of assets and liabilities, cashflow analysis and options for business improvement
  • when appropriate, assist you to negotiate arrangements with your financial institutions
  • encourage you to seek professional advice to develop longer term strategies and plans to improve your preparedness
  • refer you to a network of professional service providers for advice with legal, accounting and financial planning and investment matters and social and welfare matters.

If your business has been impacted by COVID-19, whether that be government restrictions, border closures, cessation of cashflow support programs or other impacts, a local small business specialist is here to assist. For further information, or for a confidential introductory chat, please contact your local Small Business Financial Counsellor below.

OUR SMALL BUSINESS TEAM

Our Small Business Financial Counsellors are located throughout the southern Queensland area:

CENTRAL QUEENSLAND

Supporting Livingstone, Rockhampton, Banana, Gladstone, Central Highlands and surrounding areas

Yeppoon office
0436 122 381
sharon.kingston@rfcssq.org.au

CENTRAL QUEENSLAND

Supporting Rockhampton and Central Highlands

Rockhampton office
0472 594 319
wendy.morgan@rfcssq.org.au

WIDE BAY / BURNETT

Supporting Gympie, North Burnett and South Burnett

Murgon office
0437 292 848
helen.schirok@rfcssq.org.au

WIDE BAY / BURNETT

Supporting Gympie, and surrounding areas

Gympie office
0439 065 718
katherine.morgan@rfcssq.org.au

WIDE BAY / BURNETT

Supporting Bundaberg and surrounding areas

Bundaberg office
0477 094 258
elisabeth.purkis@rfcssq.org.au

WIDE BAY / BURNETT

Supporting Fraser Coast, Bundaberg and surrounding areas

Fraser Coast office
0484 015 133
melissa.meier@rfcssq.org.au

SOUTH EAST QUEENSLAND

Supporting Sunshine Coast, Noosa, Brisbane and surrounding areas

Sunshine Coast office
0429 525 406
kylie.radford@rfcssq.org.au

SOUTH EAST QUEENSLAND

Supporting Gold Coast, Brisbane and surrounding areas

Gold Coast office
0436 099 098
jodie.terzis@rfcssq.org.au

SOUTH EAST QUEENSLAND

Supporting Logan and Brisbane South

Logan office
0492 354 027
peni.usumaki@rfcssq.org.au

SOUTH EAST QUEENSLAND

Supporting Brisbane CBD and Northside

Brisbane Northside office
0436 125 795
max.weldemariam@rfcssq.org.au

SOUTH EAST QUEENSLAND

Supporting the Ipswich region

Ipswich office
0455 220 547
andrew.forbes@rfcssq.org.au

DARLING DOWNS

Supporting Toowoomba and the Darling Downs region

Toowoomba office
0467 933 234
nicholas.hess@rfcssq.org.au

DARLING DOWNS / SOUTH WEST QUEENSLAND

Supporting Western Downs, Maranoa and surrounding areas

Chinchilla office
0436 006 783
amanda.maurice@rfcssq.org.au

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RFCS SOUTHERN QUEENSLAND

Funded by the Australian Government and Queensland Government
Member of the national RFCS Network
Registered charity