The Rural Financial Counselling Service Southern Queensland (RFCS-SQ) supports eligible farmers, fishers, forest growers, harvesters and *small related rural businesses who are experiencing financial hardship and to assist them to understand their financial position and adopt strategies to allow them to become financially self-sufficient.
These services are delivered through the Rural Financial Counselling Service Programme.
What is rural financial counselling?
Rural financial counselling is:
- free
- confidential
- impartial
- independent of financial institutions, welfare agencies and government.
Who makes the decisions: Your rural financial counsellor will support and work with you to develop options – and you make the decisions.
What rural financial counsellors CAN do -
Rural financial counsellors can:
- analyse business performance & understand your financial position
- develop cash flow budgets and projection
- explore & identify options (business & risk management planning) to improve financial self-sufficiency
- prepare for succession planning
- prepare for and facilitate meetings with lenders
- access Government Assistance and information
- prepare for and manage events such as droughts, floods and fire
- provide referrals to professionals and agencies
Rural financial counsellors CANNOT provide financial advice, succession planning advice, act as a mediator, provide social or family counselling, but they CAN provide referrals to appropriate professionals and information on how to prepare for discussions with experts.
Contact a rural financial counsellor
- see the lists of rural financial counsellors for each location below.
*Small Related Business is an enterprise that:
(a) is solely or primarily involved in supporting the production of Industry Products;
(b) employs no more than 10 full time equivalent employees; and
(c) is involved in supporting the production of Industry Products up to and including the time those products are harvested.
Note: For example, small related enterprises may erect fencing on farms, or provide persons to harvest crops, shear sheep, control weeds or other pests, or manage stock.
The Rural Financial Counselling Service – Southern Queensland is administered from its Head Office based in Roma.
Outreach offices are located in: Biggenden, Biloela, Blackall, Bundaberg, Charleville, Emerald, Gatton, Goondiwindi, Gympie, Kingaroy, Miles/Chinchilla, Rockhampton, Roma, St George, Toowoomba, Warwick.
Contact one of our rural financial counsellors at a location near you.
Biloela Office
C/- Biloela Research Station
State Farm Road
Biloela QLD 4715
0448 124 016
Blackall Office
0419 737 443
0457 000 681
Charleville Office
90 Alfred Street
Charleville QLD 4470
(07) 4654 3455
0419 737 443
0457 000 681
Emerald Office
C/- Wally McKenzie House
Showgrounds
Emerald QLD 4720
0447 789 109
Gatton/Lockyer Valley/SE QLD Office
C/- Gatton Research Station
Locked Bag 7/MS 437
Gatton QLD 4343
0477 056 074
0447 667 812
Goondiwindi Office
C/- QDAF Building
26 Lagoon Street
Goondiwindi QLD 4390
0447 760 743
Kingaroy Office
C\- Kingaroy Research Station
Kingaroy QLD 4610
0448 999 742
Miles/Chinchilla Office
C\- Murilla Community Centre
73A Murilla Street
Miles QLD 4415
0491 259 861
Rockhampton Office
C/- QDAF Building
25 Yeppoon Road
Parkhurst QLD 4701
0429 894 474
St. George Office
C\- QDAF Building
126 Alfred Street
St George QLD 4487
0447 760 743
Toowoomba Office
120 Campbell Street
Toowoomba QLD 4350
0447 764 483
lewes.golden@rfcssq.org.au
0428 978 951
Warwick Office
Cnr Guy and Fitzroy Streets
Warwick QLD 4370
(07) 4661 5501
0419 732 591
0491 259 950