Helping primary producers recover from flooding

HELPING PRIMARY PRODUCERS RECOVER FROM FLOODING

If you’re a primary producer in Southern Queensland affected by flooding, the Rural Financial Counselling Service (RFCS) Southern Queensland is here to help your farm business through the flood recovery process.

The RFCS Southern Queensland provides free, impartial and confidential assistance with flood recovery. Helping primary producers to respond financially to the damage and losses resulting from the flooding.

HOW WE CAN HELP

Our local rural specialists have a detailed understanding of the flood recovery process and can provide immediate help to access available funding. Together with supporting your farm business in the medium and longer term.

We can assist you on the phone, via an online meeting or visit your farm or rural business (when the flood waters have receded and it’s safe to do so).

IMMEDIATE ASSISTANCE – ACCESSING GRANTS, DISASTER ASSISTANCE AND FINANCIAL SUPPORT

Our local rural specialists simplify the process and can help your farm business:

  • identify what grants, disaster assistance and financial support are available in your area and whether you are eligible
  • help you access the funding, including how to go about completing the application forms and gathering required documents.

We can help your farm business access funding you’re eligible for from the Queensland Government and Australian Government (see table below). Together with available funding from other providers that service your area.

Funding providerAbout the fundingAmount
QRIDAExtraordinary Disaster Assistance Recovery Grant – Ex-Tropical Cyclone Seth
Grant to assist primary producers affected by Ex-Tropical Cyclone Seth with clean up and recovery costs.
Up to $50,000
QRIDAExtraordinary Disaster Assistance Recovery Grant – South East Queensland Rainfall and Flooding
Grant to assist primary producers affected by the South East Queensland Rainfall and Flooding with clean up and recovery costs.
Up to $75,000
QRIDADisaster Assistance (Essential Working Capital) Loan
Loan to assist primary producers with essential working capital for expenses.
Up to $100,000
QRIDADisaster Assistance Loan
Loan to assist primary producers with re-establishing normal operations.
Up to $250,000
Queensland GovernmentEmergency Hardship Assistance Grant
Grant to support people directly impacted by a disaster who are unable to meet their immediate essential needs for food, clothing, medical supplies or temporary accommodation.
$180 (per person)

Up to $900 (family of 5 or more)
Queensland GovernmentEssential Household Contents Grant
Grant to support people who are uninsured, or unable to claim insurance with replacing or repairing essential household contents that have been lost or damaged in a disaster.
Up to $1,765 (single adults)

Up to $5,300 (couples/families)
Queensland GovernmentStructural Assistance Grant
Grant to support people who are uninsured, or unable to claim insurance with repairs to their home to make it secure and safe.
Up to $10,995 (single adults)
 
Up to $14,685 (couples/families)
Queensland GovernmentEssential Services Safety and Reconnection Grant
Grant to support people who are uninsured, or unable to claim insurance with reconnection of essential services that were damaged by a disaster.
Up to $200 (safety inspection)
 
Up to $4,200 (repair)
Services AustraliaAustralian Government Disaster Recovery Payment
Payment to help people who have been adversely affected by a major disaster.
$1,000 (per adult)
 
$400 (per child)
Services AustraliaFarm Household Allowance
Fortnightly payment for farming families in financial hardship.
See Services Australia website

MEDIUM TERM ASSISTANCE – YOUR RECOVERY PLAN AND FINANCE

Your financial position may be impacted for 12 months or more after the flooding. As a result, you may need to:

  • develop a recovery plan for your farm business
  • renegotiate your existing financial commitments with your financiers and creditors
  • raise additional finance to support your farm business.

Our local rural specialists can assist in this process by helping you:

  • understand your financial situation and work with you to develop an effective recovery plan
  • identify your finance options
  • ensure the plan you present to your bank, Queensland Rural and Industry Development Authority (QRIDA) or your creditors is well prepared and considered – we may also be able to support you in having these discussions.

LONGER TERM ASSISTANCE – INCREASING FARM BUSINESS RESILIENCE

Farming in Australia can be challenging with droughts and floods occurring in cycles. As you put your plans into place after this flood event, you may want to consider:

  • how you can be better prepared in the future
  • whether there are opportunities to do things differently as you rebuild your farm business.

Our local rural specialists can assist you in developing a Farm Business Resilience Plan and accessing a QRIDA Preparedness Grant for this purpose. A QRIDA Preparedness Grant may be able to support you to undertake on-farm capital improvements that will improve the preparedness of your property.

HOW TO ACCESS ASSISTANCE

To access our free, impartial and confidential flood recovery assistance:

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RFCS SOUTHERN QUEENSLAND

Funded by the Australian Government and Queensland Government
Member of the national RFCS Network
Registered charity