HELPING PRIMARY PRODUCERS RECOVER FROM FLOODING
If you’re a primary producer in Southern Queensland affected by flooding, the Rural Financial Counselling Service (RFCS) Southern Queensland is here to help your farm business through the flood recovery process.
The RFCS Southern Queensland provides free, impartial and confidential assistance with flood recovery. Helping primary producers to respond financially to the damage and losses resulting from the flooding.
HOW WE CAN HELP
Our local rural specialists have a detailed understanding of the flood recovery process and can provide immediate help to access available funding. Together with supporting your farm business in the medium and longer term.
We can assist you on the phone, via an online meeting or visit your farm or rural business (when the flood waters have receded and it’s safe to do so).
IMMEDIATE ASSISTANCE – ACCESSING GRANTS, DISASTER ASSISTANCE AND FINANCIAL SUPPORT
- identify what grants, disaster assistance and financial support are available in your area and whether you are eligible
- help you access the funding, including how to go about completing the application forms and gathering required documents.
We can help your farm business access funding you’re eligible for from the Queensland Government and Australian Government (see table below). Together with available funding from other providers that service your area.
|Funding provider||About the funding||Amount|
|QRIDA||Extraordinary Disaster Assistance Recovery Grant – Ex-Tropical Cyclone Seth|
Grant to assist primary producers affected by Ex-Tropical Cyclone Seth with clean up and recovery costs.
|Up to $50,000|
|QRIDA||Extraordinary Disaster Assistance Recovery Grant – South East Queensland Rainfall and Flooding|
Grant to assist primary producers affected by the South East Queensland Rainfall and Flooding with clean up and recovery costs.
|Up to $75,000|
|QRIDA||Disaster Assistance (Essential Working Capital) Loan|
Loan to assist primary producers with essential working capital for expenses.
|Up to $100,000|
|QRIDA||Disaster Assistance Loan|
Loan to assist primary producers with re-establishing normal operations.
|Up to $250,000|
|Queensland Government||Emergency Hardship Assistance Grant|
Grant to support people directly impacted by a disaster who are unable to meet their immediate essential needs for food, clothing, medical supplies or temporary accommodation.
|$180 (per person)|
Up to $900 (family of 5 or more)
|Queensland Government||Essential Household Contents Grant|
Grant to support people who are uninsured, or unable to claim insurance with replacing or repairing essential household contents that have been lost or damaged in a disaster.
|Up to $1,765 (single adults)|
Up to $5,300 (couples/families)
|Queensland Government||Structural Assistance Grant|
Grant to support people who are uninsured, or unable to claim insurance with repairs to their home to make it secure and safe.
|Up to $10,995 (single adults)|
Up to $14,685 (couples/families)
|Queensland Government||Essential Services Safety and Reconnection Grant|
Grant to support people who are uninsured, or unable to claim insurance with reconnection of essential services that were damaged by a disaster.
|Up to $200 (safety inspection)|
Up to $4,200 (repair)
|Services Australia||Australian Government Disaster Recovery Payment|
Payment to help people who have been adversely affected by a major disaster.
|$1,000 (per adult)|
$400 (per child)
|Services Australia||Farm Household Allowance|
Fortnightly payment for farming families in financial hardship.
|See Services Australia website|
MEDIUM TERM ASSISTANCE – YOUR RECOVERY PLAN AND FINANCE
- develop a recovery plan for your farm business
- renegotiate your existing financial commitments with your financiers and creditors
- raise additional finance to support your farm business.
- understand your financial situation and work with you to develop an effective recovery plan
- identify your finance options
- ensure the plan you present to your bank, Queensland Rural and Industry Development Authority (QRIDA) or your creditors is well prepared and considered – we may also be able to support you in having these discussions.
LONGER TERM ASSISTANCE – INCREASING FARM BUSINESS RESILIENCE
- how you can be better prepared in the future
- whether there are opportunities to do things differently as you rebuild your farm business.
Our local rural specialists can assist you in developing a Farm Business Resilience Plan and accessing a QRIDA Preparedness Grant for this purpose. A QRIDA Preparedness Grant may be able to support you to undertake on-farm capital improvements that will improve the preparedness of your property.
HOW TO ACCESS ASSISTANCE
RFCS SOUTHERN QUEENSLAND
Funded by the Australian Government and Queensland Government
Member of the national RFCS Network